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Loan Broker Directory
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Loan Brokers in California

10 trusted loan brokers licensed in California. Compare specialties and find the right broker for your home purchase, refinance, or investment property.

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Steve MannenbachFeaturedVerified

Scottsdale, AZ

Investment property specialist and DSCR loan expert. Steve has helped hundreds of real estate investors secure DSCR loans without tax returns. Licensed in AZ, CA, CO, FL, GA, NV, NC, TX, UT, WA, OR. Fastest closings in the business.

DSCR LoansInvestment PropertyNon-QMHard Money
5.0
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Michelle GarciaFeatured

Tucson, AZ

Arizona broker. Native Spanish speaker. First-time buyer and DSCR specialist.

ConventionalFHAVADSCR Loans
4.8
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Sarah ChenFeaturedVerified

Los Angeles, CA

California-based mortgage broker specializing in jumbo, non-QM, and investment property loans. 12 years of experience. Fluent in English and Mandarin. Specializes in foreign national and self-employed borrowers.

ConventionalJumboNon-QMDSCR Loans
4.8
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Sarah Chen

Los Angeles, CA

Los Angeles mortgage broker specializing in jumbo and non-QM loans for high-value properties. 15 years experience in California real estate finance.

JumboNon-QMDSCR
4.9
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Christopher Lee

San Diego, CA

San Diego mortgage broker. Jumbo, non-QM, and FHA loans for Southern California homebuyers. VA specialist, military community focused.

JumboNon-QMFHAVA
4.8
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Timothy Lewis

San Francisco, CA

San Francisco mortgage broker. Jumbo, non-QM, and DSCR loans. Self-employed and complex income documentation specialist.

JumboNon-QMDSCR
4.8
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Grace Kim

Los Angeles, CA

Los Angeles mortgage broker. Non-QM, jumbo, and conventional loans. Korean and English. Self-employed and foreign national programs.

Non-QMJumboConventional
4.8
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Rachel Lee

Portland, OR

Oregon broker focused on eco-conscious buyers and USDA rural programs.

ConventionalFHAVAUSDA
4.7
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Kevin Nguyen

Westminster, CA

SoCal broker. Vietnamese-speaking. Specializes in investment properties.

DSCR LoansNon-QMConventionalJumbo
4.6
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Justin Allen

Sacramento, CA

Sacramento mortgage broker. Conventional, FHA, and DSCR loans. California DRE licensed. Investment property and first-time buyer specialist.

ConventionalFHADSCR
4.5
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Working with a Mortgage Broker in California — FAQ

What does a loan broker do in California?

A mortgage broker in California shops your loan across multiple lenders to find the best rate and program for your situation. They're paid by the lender at closing and have no obligation to a single bank.

Is it better to use a broker or go directly to a bank in California?

Brokers typically have access to 20-40+ lenders vs. one bank's products. For complex situations — self-employed, investor properties, non-QM — brokers often find better rates and programs than retail banks.

How are mortgage brokers licensed in California?

All mortgage brokers in California must hold a state-issued license through the NMLS (Nationwide Multistate Licensing System). You can verify any broker's license at nmlsconsumeraccess.org.

What loan types can brokers access in California?

California mortgage brokers can typically access conventional, FHA, VA, USDA, jumbo, DSCR, non-QM, and renovation loan programs — often with wholesale pricing not available to retail borrowers.

Are you a loan broker in California?

Claim your free listing on Loan Broker Directory and connect with borrowers in your market.

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